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	<title>Live/Work &#187; Financial</title>
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	<description>a new studio, a new home</description>
	<lastBuildDate>Thu, 12 Nov 2009 07:23:34 +0000</lastBuildDate>
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		<title>Setback No. 375: Appraisal</title>
		<link>http://www.shawnbusse.com/private/houseblog/setback-no-375-appraisal</link>
		<comments>http://www.shawnbusse.com/private/houseblog/setback-no-375-appraisal#comments</comments>
		<pubDate>Thu, 24 Jul 2008 05:38:31 +0000</pubDate>
		<dc:creator>Shawn</dc:creator>
				<category><![CDATA[Financial]]></category>

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		<description><![CDATA[

Received a new appraisal yesterday. It&#8217;s better, but still short of what we needed to complete the project. For those of you who are unfamiliar with the lending process, here&#8217;s how it works:
Banks will loan you a certain amount of money based on the appraised value of your project. To keep it simple, let&#8217;s say [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Good Thoughts&#8230;</title>
		<link>http://www.shawnbusse.com/private/houseblog/good-thoughts</link>
		<comments>http://www.shawnbusse.com/private/houseblog/good-thoughts#comments</comments>
		<pubDate>Thu, 17 Jul 2008 06:47:05 +0000</pubDate>
		<dc:creator>Shawn</dc:creator>
				<category><![CDATA[Financial]]></category>

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		<slash:comments>1</slash:comments>
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		<title>Why Portland&#8217;s ADU Program is Flawed</title>
		<link>http://www.shawnbusse.com/private/houseblog/why-portlands-adu-program-is-flawed</link>
		<comments>http://www.shawnbusse.com/private/houseblog/why-portlands-adu-program-is-flawed#comments</comments>
		<pubDate>Wed, 04 Jun 2008 07:07:11 +0000</pubDate>
		<dc:creator>Shawn</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Zoning]]></category>

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		<slash:comments>2</slash:comments>
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		<title>Budgets: No Clear Winner</title>
		<link>http://www.shawnbusse.com/private/houseblog/budgets-no-clear-winner</link>
		<comments>http://www.shawnbusse.com/private/houseblog/budgets-no-clear-winner#comments</comments>
		<pubDate>Fri, 28 Mar 2008 00:54:15 +0000</pubDate>
		<dc:creator>Shawn</dc:creator>
				<category><![CDATA[Building Materials]]></category>
		<category><![CDATA[Financial]]></category>

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		<slash:comments>2</slash:comments>
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		<title>Affordable Housing</title>
		<link>http://www.shawnbusse.com/private/houseblog/affordable-housing</link>
		<comments>http://www.shawnbusse.com/private/houseblog/affordable-housing#comments</comments>
		<pubDate>Sun, 09 Mar 2008 06:33:55 +0000</pubDate>
		<dc:creator>Shawn</dc:creator>
				<category><![CDATA[Building Materials]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Good Design Ideas]]></category>

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		<slash:comments>2</slash:comments>
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		<title>How to Lose $600 on an Appraisal</title>
		<link>http://www.shawnbusse.com/private/houseblog/how-to-lose-600-on-an-appraisal</link>
		<comments>http://www.shawnbusse.com/private/houseblog/how-to-lose-600-on-an-appraisal#comments</comments>
		<pubDate>Sat, 23 Feb 2008 03:50:10 +0000</pubDate>
		<dc:creator>Shawn</dc:creator>
				<category><![CDATA[Financial]]></category>
		<category><![CDATA[Meetings with Mortgage Brokers]]></category>

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		<slash:comments>3</slash:comments>
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		<title>Show me the Money!</title>
		<link>http://www.shawnbusse.com/private/houseblog/show-me-the-money</link>
		<comments>http://www.shawnbusse.com/private/houseblog/show-me-the-money#comments</comments>
		<pubDate>Sat, 23 Feb 2008 03:14:21 +0000</pubDate>
		<dc:creator>Shawn</dc:creator>
				<category><![CDATA[Financial]]></category>

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		<slash:comments>3</slash:comments>
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		<title>Countertops: Why Kitchen Remodels Cost So Much</title>
		<link>http://www.shawnbusse.com/private/houseblog/countertops-why-kitchen-remodels-cost-so-much</link>
		<comments>http://www.shawnbusse.com/private/houseblog/countertops-why-kitchen-remodels-cost-so-much#comments</comments>
		<pubDate>Sun, 27 Jan 2008 09:16:55 +0000</pubDate>
		<dc:creator>Shawn</dc:creator>
				<category><![CDATA[Building Materials]]></category>
		<category><![CDATA[Design Plans]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Green Building]]></category>

		<guid isPermaLink="false">http://www.shawnbusse.com/private/houseblog/?p=269</guid>
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		<slash:comments>3</slash:comments>
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		<title>Soft Costs and Expenses to Date</title>
		<link>http://www.shawnbusse.com/private/houseblog/the-cost-of-building-expenses-to-date</link>
		<comments>http://www.shawnbusse.com/private/houseblog/the-cost-of-building-expenses-to-date#comments</comments>
		<pubDate>Sun, 27 Jan 2008 08:09:32 +0000</pubDate>
		<dc:creator>Shawn</dc:creator>
				<category><![CDATA[Financial]]></category>

		<guid isPermaLink="false">http://www.shawnbusse.com/private/houseblog/?p=266</guid>
		<description><![CDATA[]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Assessing Future Value&#8230;</title>
		<link>http://www.shawnbusse.com/private/houseblog/assessing-future-value</link>
		<comments>http://www.shawnbusse.com/private/houseblog/assessing-future-value#comments</comments>
		<pubDate>Wed, 15 Aug 2007 04:57:51 +0000</pubDate>
		<dc:creator>Shawn</dc:creator>
				<category><![CDATA[Financial]]></category>

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